Who can open an account?

You are eligible to open an account at CGH Federal Credit Union if your employer, or an organization or group that you are a member of, has previously requested credit union services for employees/members. This makes them a part of the credit union’s field of membership which currently consists of over 60 sponsors(Click here to see the complete list).

Immediate family members (spouse, parent, grandparent, children, siblings) are also eligible to open credit union accounts and benefit from the many services that we provide. Membership benefits also extend to someone who lives in the same household as those named above. If you have an immediate family member that is eligible to join the credit union, but does not currently have a credit union account, you still qualify to become a member and open an account yourself.

Benefits of Membership

We offer many free services and low cost services designed to save you money and meet all of your needs. Free services include no minimum balance checking, home banking, bill payment, electronic statements, direct deposit/payroll deduction, audio response, view/print cancelled checks, debit visa check card, overdraft protection from savings, check cashing, VITA income tax preparation with electronic filing of federal and state returns. Additional low cost services include: money orders, discount zoo and amusement park tickets, wire transfers, and a copy of your credit report. We have Youth Deposit and Report Card rewards US Savings Bonds, and Certificates of Deposit and we offer a variety of loan and credit card services. These products include great rates on investment accounts, low-interest rates on loans, and numerous services that let you conduct your financial business when it's convenient for you.

I have determined that I am eligible for services, how do I join?

Stop into one of our branch offices or complete the application here. You will be required to open a share savings account with a $25.00 deposit which will open your membership, making you eligible to use all our services.

Company Benefits

We encourage companies/associations to offer credit union membership to their employees/members. Hospitals, schools, and nonprofit groups are just some of the many types of groups that offer our services to their employees. Company membership can help their employees and their family members get better services for their money.

If you own a business or work for a company and are in the position to make decisions to offer new benefits to employees and would like to offer C G H FCU’s products and services as a benefit to your employees, please Contact Us.