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CGH Newsletters -- Posted on Tuesday, January 6 2009 Our latest Newsletters are now posted on the website. Scroll to the bottom of the home page and click on the links to view them.
$10 Sam's Club Gift Card -- Posted on Tuesday, December 30 2008
A message from your CEO -- Posted on Thursday, September 25 2008 C G H Federal Credit Union is a healthy credit union and has been for 45 years. Credit unions are the best thing going right now, providing a safe harbor for members and consumers to save their money and seek low-cost loans. Credit unions are tightly regulated and well-capitalized, and provide the same level of deposit insurance as banks and other financial institutions. In this financial crisis we want you to know that we have never had a mortgage write-off. We do not sell our loans to other lending institutions. Our complete loan portfolio delinquency ratio is at 1.2%, as of today. We are owned by you, our member, and we know that we are held accountable to you. All Pennsylvania credit unions – federal and state chartered – are federally-insured by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the United States government. Members' savings are insured up to a total of $100,000. The NCUA Insurance Call Center, operating from 8:00 a.m. to 6:30 p.m. (EDT) Monday through Friday, has insurance experts available to answer questions about the coverage provided by NCUA share insurance. The toll-free Insurance Call Center number is 800-755-1030, ext. 1, or log onto the web and calculate your individual and family insurance coverage at http://webapps.ncua.gov.ins/. You can also visit NCUA's web site for our credit union's latest statistics at http://webapps.ncua.gov/cgi-bin/cudataexpanded.exe. We want you to understand how your credit union works for you and we want you to trust and feel comfortable with where you keep your life savings. It is important to you, and it is important to us! Karen Janoski, CEO
Credit Unions are a very safe place to invest your savings.
New Surcharge Free ATM's at 7-11 -- Posted on Thursday, September 18 2008
WE WILL BE CLOSED ..... -- Posted on Monday, November 26 2007 Your credit union will be closed the following dates: 2009 HOLIDAY CLOSINGS Monday, January 19 - Martin Luther King, Jr Day Monday, February 16 - Presidents' Day Friday, April 10 - Good Friday Monday, May 25 - Memorial Day Monday, September 7 - Labor Day Wednesday, November 11 - Veterans Day Thursday, November 26 - Thanksgiving Day Thursday, December 24 - Christmas Eve-Closing early Friday, December 25 - Christmas Thursday, December 31-New Year's Eve-Closing early Friday, January 1 - New Year's Day
ZOO TICKETS - CHECK OUT WHAT'S HAPPENING AT THE ZOO -- Posted on Wednesday, November 7 2007 DISCOUNT ZOO TICKETS ARE AVAILABLE AT BOTH LOCATIONS. ZOO TICKETS - Available year round - $7.00 (Adults save $5, Seniors save $4, and Kids save $3)Children under the age of 24 months are free. Parking is free ! The zoo is open year round ( CLOSED Christmas day). Visit www.pittsburghzoo.com for park special events, hours, and more.
Wednesday, December 31, 2008
Noon Year's Eve Celebration
Ring in the New Year with the Pittsburgh Zoo & PPG Aquarium and Radio Disney. Join us in the PPG Aquarium from 11 a.m. to 1 p.m. for a Noon Years Eve Celebration of Time Square proportion. Count down to 12 o'clock noon with Radio Disney DJ's, make noise makers and party hats, enjoy live entertainment, and help count down for a special ball drop.
Sponsored by Radio Disney AM540.
INSURANCE PRODUCTS available through CGH -- Posted on Wednesday, June 27 2007 Tired of paying too much for your car and homeowners insurance? Looking for Term or Whole Life Insurance to fit your needs? How about Accident Insurance or Long Term Care insurance? We have insurance products that will fit your needs while saving you BIG BUCKS! You can click on this link: http://members.cunamutual.com/h2/insurance.aspx?SITE=03713776 or go to our web site at: www.cghfcu.org and click on "Services" and then "On-Line Insurance Quotes". You will then have the option to select the type of insurance you are looking for and get a quote and/or locate an agent. We hope that you (our credit union member) find this information to be helpful to your needs and lifestyle.
SUPPORT OUR TROOPS! -- Posted on Friday, May 11 2007 A non-profit organization called Military Connections was started by a credit union member in 2004. Summer Tissue, sister of Marine, LCOL Edward Tissue, started sending supplies to her brother, then to some of his friends, then to some soldiers that never got packages from home. She has sent over 600,000 packages since that time. Military Connections will accept food donations, socks, razors and many other supplies to send to the soldiers serving abroad. Monetary donations are also accepted to pay for shipping. Donations can be dropped off at either branch of the credit union or sent directly to Military Connections. If you know a soldier serving in the military, you can have his or her name added to the military connection database and that soldier will receive packages of food, toiletries and other items. That website is www.militaryconnections.blogspot.com. Contact Summer to find out what can and what cannot be shipped to our soldiers. God Bless Our Troops!
Credit union national EMERGENCY INFORMATION SYSTEM -- Posted on Thursday, September 28 2006 C G H Federal Credit Union has been working hard to prepare for possible disasters that could affect conducting of credit union business. Part of that preparation involves providing you, our member, with a toll free number that you can call to make sure that we are operating under normal business conditions or where to go to conduct credit union business if a disaster should strike. We have added this phone number to the "contact" section of our web site. We also have added our 24 hour toll-free audio response phone number in this area for member convenience as well. The audio response service will only be available to members that have signed an agreement and requested this service. We encourage all members to sign up for home banking, bill payment and audio response services to help you conduct your business in any circumstance. All services are FREE to you, our member!
Get GOOD GRADES in school and get your REWARD -- Posted on Tuesday, August 22 2006
FOR EVERY CHILD 18 & UNDER THAT HAS A CGH SHARE SAVINGS ACCOUNT, WE WILL PAY $1 FOR EVERY "A" EARNED IN THE GRADING PERIOD ON YOUR REPORT CARD. IN MATH, ENGLISH, READING,SCIENCE, HISTORY, LANGUAGE IN HIGH SCHOOL GRADES. JUST BRING IN YOUR REPORT CARD AND WE WILL DEPOSIT $1 PER "A" INTO YOUR SHARE ACCOUNT.
WE WANT TO CELEBRATE OUR YOUTH MEMBERS EDUCATIONAL SUCCESS WITH A CASH REWARD AND DOING WELL IN SCHOOL CAN LEAD TO IMPROVING YOUR FUTURE.
Get A Free Copy Of Your Credit Report! -- Posted on Thursday, September 1 2005 Free Annual Credit Reports Began September 1, 2005 Pennsylvanians and residents of 13 eastern states, Puerto Rico, and all U.S. territories, can obtain a free copy of their credit report from one of the three credit reporting agencies under the new federal Fair and Accurate Credit Transaction Act (FACT Act). Congress passed FACTA in December 2003 and the regional rollout began on the west coast last December. Pennsylvania Secretary of Banking Bill Schenck encouraged citizens to request a copy of their credit report. “The U.S. Public Interest Research Group says one in four credit reports surveyed contained serious errors that could result in the denial of credit, employment, or insurance,” said Schenck. “It’s essential for all Pennsylvanians to regularly review their credit report to make sure it’s accurate and to guard against identity theft. Errors or undetected fraud can negatively impact a consumer’s access to loans and the interest rate they are charged.” The new law permits consumers to receive one free credit report per year from Equifax, TransUnion, and Experian. The goal is to prevent such theft, resolve consumer credit disputes, and improve the accuracy of consumer credit reports. According to the Federal Trade Commission, more than 7,500 Pennsylvanians were victims of identity theft last year. Consumers are urged to be wary of companies with similar sounding names that may require a purchase in exchange for the free credit report or ones that make offers to repair damaged credit. If consumers are not certain a credit-reporting agency is legitimate, or they believe they are a victim of identity theft, they should contact the FTC at www.ftc.gov. Free reports may be requested online at www.annualcreditreport.com or call toll-free, 877-322-8228. Consumers may also send a request by mail to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
Opt Out of unwanted phone calls, credit card offers, and prescreened solicitations -- Posted on Tuesday, May 17 2005 Stop those dinnertime phone calls permanently by logging on to www.donotcall.gov and entering your home phone number or by calling 1-888-382-1222. You can also stop all the credit card offers that you get in the mail by logging on to www.optoutprescreen.com or by calling 1-888-567-8688. You can choose to opt out permanently or for 5 years. Opt-out Notice Rule Takes Effect August 1 If consumers decide that they don’t want to receive prescreened offers of credit and insurance, there are two choices: (1) opt-out of receiving them for five years; or (2) opt-out of receiving them permanently. Consumers can call toll-free 1-888-5-OPTOUT (1-888-567-8688) or visit www.optoutprescreen.com for details. The telephone number and Web site are operated by the major consumer reporting companies. When calling, or visiting the Web site, consumers will be asked to provide certain personal information, including home telephone number, name, Social Security Number, and date of birth. The information provided is confidential and will be used only to process the request to opt-out.
Beginning August 1, 2005, financial institutions and other companies that send “prescreened” solicitations of credit or insurance to consumers will be required to provide simple and easy-to-understand notices that explain consumers’ right to opt-out of receiving future offers. The FTC, as required by FACTA, issued a Final Rule on January 31, 2005, which specified the format, type size, and manner for these opt-out notices.
Free Checking -- Posted on Monday, April 18 2005 Are you tired of being offered free checking and finding out that there are catches to the offer? At CGH Federal Credit Union we offer you free checking and we mean it! Open a CGH FCU checking account and get: NO minimum balance requirement NO per check charge NO service charge fees FREE 1st box of checks FREE ATM's across the United States in the CU$ network & the Allpoint network.......and did you know???.....all Sheetz machines are now free! FREE Visa Check Card FREE internet Home Banking, E-Statements, and Bill Payment FREE 24 hour phone teller access FREE Direct Deposit and Payroll Deduction FREE copies of cancelled checks via home banking (written by member & from bill payment) If you overdraw your account, the credit union will transfer any available money in regular shares (1) for a $5.00 fee per overdraft item.
WE WELCOME NEW COMPANIES TO OUR MEMBERSHIP -- Posted on Saturday, April 16 2005 We have been asked "How can someone join CGH Federal Credit Union?". Membership can only be obtained through a company that has joined or wishes to join the credit union. To see if you are eligible to join our credit union, select the "Services" option to the left of this message. Next, click on the option to "Apply for Membership". At the bottom of the application, it is explained that you must be eligible to join and you can click on the link to view the companies that have already joined our credit union. These employers have added a great perk to their benefit package just by joining the credit union. If you work for one of the companies that have joined CGH Federal Credit Union, then you, your immediate family members, and anyone living in your household are eligible to join the credit union. If your employer is not a member of a credit union, ask them to join CGH Federal Credit Union so that you can join and use our services. The cost to an employer to join is FREE! Once they join, each employee has the option to join. Employers that wish to join are required to request membership to the credit union on company letterhead. They need to make the request, state the distance that they are located from one of our two offices, and they should state the number of employees that they currently have employed. Submit your request by mail, fax, or in person. You will be notified when you request has been approved. At that time, all employees, immediate family members (parents, grandparents, children, grandchildren, brothers, sisters, spouse, and parents of the spouse), and members of the same household are eligible to take advantage of our great services! Come and join us! Why shouldn't you?
Don't Wait For The Next Disaster To Plan -- Posted on Wednesday, October 27 2004
Report Lost OR Stolen VISA Debit Check Card -- Posted on Wednesday, May 19 2004
Identity Theft & Computer Security Tips!!!!!! -- Posted on Thursday, January 29 2004 If you receive an e-mail from CGH Federal Credit Union requesting financial information or any other personal or sensitive data: ID Theft Checklist The following suggestions are offered to help educate our members to help in the prevention of becoming a victim of identity theft and to educate our members of what they should do if they become a victim of identity theft. PREVENTION IF YOU BECOME A VICTIM For more information on identity theft and to download an affidavit along with the instructions......click on this link http://www.consumer.gov/idtheft/. To download a free informational brochure, visit the link http://www.ncua.gov/Publications/brochures/IdentityTheft and click on "You Can Fight Identity Theft". The brochure is a PDF document that you can print out in color. It provides the answers to what you will need to do if you become a victim, how to protect yourself, and how you can fight identity theft. NEVER SAVE YOUR PASSWORD TO YOUR DESKTOP. Saving your password to your desktop may seem like a timesaver but it allows others to access your personal information without your permission. HOW PERSONAL IS YOUR PASSWORD? Avoid using passwords that are relevant to your personal situation or are common words. Do not use passwords with your phone number, date of birth, or social security number. Creat passwords that contain letters and numbers that cannot be easily attributed to you. Change your password every 60 days or as often as you feel comfortable. Keep in mind that the longer the password, the harder it is to break it. Also use a combination of upper and lower case letters and numbers. DON'T OPEN EMAIL FROM UNKNOWN SOURCES. "Phishing" emails are those sent to your email address by cyber criminals who wish to steal your personal information. Be wary of any email that asks for your PIN numbers, passwords or credit or debit card information. Keep in mind that an organization will never ask you for this information via e-mail. Even though these letters often include the real registered logos of legitimate companies that you may already do business with or link to what appears to be the company's website, be aware that these sites are fraudulent "Spoof" websites that are designed only to capture your information for fraudulent purposes. Most "phishing" emails do not even address you by your proper name because they are "blanket" emails sent out en masse to thousands of potential targets. READ BETWEEN THE LINES! Emails do not have boundaries. You may be the recipient of a fraudulent email from any country in the world. Pay close attention to the finer details of any emails that you receive. Are there typographical errors or unusual grammatical mistakes within the letter? Is there a hyperlink in the email that dirests you to a website address that also bears noticeable erros in language and grammar? Use extreme caution. Do not input your personal information until you verify the website with your financial institution. Homeland Security is making available a series of information products targeted for home users and technical experts in businesses and government agencies. These e-mail products will provide timely information on computer security vulnerabilities, potential impacts and action required to mitigate threats, as well as PC security "best practices" and "how to" guidance. The National Cyber Alert System provides timely information about current and emerging threats and vulnerabilities as well as advice about protecting your compputer and networks. The new National Cyber Alert System security suite of products includes:
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