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SUPPORT OUR TROOPS -- Posted on Wednesday, August 11 2010

A non-profit organization called Military Connections was started by a credit union member in 2004.  Summer Tissue, sister of Marine, LCOL Edward Tissue, started sending supplies to her brother, then to some of his friends, then to some soldiers that never got packages from home.  Military Connections will accept food donations, socks, razors and many other supplies to send to the soldiers serving abroad.  Monetary donations are also accepted to pay for shipping.  Donations can be dropped off at either branch of the credit union or sent directly to Military Connections. 

If you know a soldier serving in the military, you can have his or her name added to the military connection database and that soldier will receive packages of food, toiletries and other items.

  That website is www.militaryconnections.org.  Contact Summer to find out what can and what cannot be shipped to our soldiers.

God Bless Our Troops! 

 

47TH ANNUAL MEETING OF CGH FEDERAL CREDIT UNION -- Posted on Wednesday, July 21 2010
 

47th Annual Meeting of
C.G.H. Federal Credit Union
Is to be held at 4:00 pm, Sept.21, 2010
in the auditorium at CACC New Kensington.
There will be a short meeting, 
voting on new board members,  prize drawings.
Refreshments will be served.
If you are planning to attend. 
Please call for reservations
 at either of our branches. 
New Kensington 724-594-1028
and Natrona Heights 724-224-1441. 

AMUSEMENT PARK TICKETS -- Posted on Tuesday, April 27 2010

We still have amusement park tickets available for Sandcastle and Kennywood.   We are out of Idlewild tickets for the year 2010.

Sandcastle tickets will be $22.50 each for a Whitewater pass, which is a savings of $7.49 for adults.  Senior and Junior prices are better when purchased at the park. 
Park opens May 29- 31.  Then June 5 & 6  June 12- August 22.  August 28 & 29 and September 4-6.  For further information go to www.sandcastlewaterpark.com

Kennywood Park Funday Passes are $28.00 each.  These are good anyday with no additional service charge on the weekend.  This is a savings of $7.99 for a regular adult admission.  Junior and Senior Citizens will save more if their tickets are purchased at the gate.  Kennywood starts its regular operating schedule May 20th and runs through August 24th.  Additional days are Aug. 25-27, September 4-6, 11+12, and 18+19 which is the last operational day for the year 2010.  
If you have any questions please visit 
www.kennywood.com  

 

 

 

 

ZOO TICKETS - NEW PRICE ! -- Posted on Monday, March 22 2010

DISCOUNT ZOO TICKETS ARE AVAILABLE AT BOTH LOCATIONS.

NEW PRICING

 

ZOO TICKETS - Available year round - $9.00 (Adults save $4, Seniors save $3, and Kids save $2) Children under the age of 24 months are free.  Parking is free !  The zoo is open year round ( CLOSED Christmas day).

Visit www.pittsburghzoo.com  for park special events, hours, and more.  Check below for more special events and early closings.

 
 
 
 
 
 
 
 
 

 

 

 
 
 
 
 
 
 
 

A MESSAGE FROM THE CEO -- Posted on Wednesday, January 27 2010

As we begin 2010, I am pleased to announce that CGH Federal Credit Union is well positioned for growth and eager to serve its membership. I can think of no better time than the beginning of a new year to revisit the advantages of belonging to a credit union.

CGH offers a strong array of deposit products designed to suit your individual needs. From competitively priced certificates of deposit to Draft and Share accounts free of balance and activity fees. Our Club accounts are an effective vehicle for targeted saving. Together with our on-line banking and bill payment services we offer all of the advantages of a traditional bank but without the fees.  

We offer a multitude of loan products. Our new and used automobile loans are well priced with convenient repayment options. In terms of unsecured personal credit, our Signature loans offer the short-term borrower a viable lending option. Last, but certainly not least, we offer a variety of home-equity loan products to assist you with longer term borrowing needs.

Credit union's remain one of the safest financial institutions with which to establish your banking relationship. We are a cooperative financial institution that is owned and controlled by its members and therefore not beholden to the profit-driven world of a large corporate bank. The bottom line is that we exist to serve our membership by offering effective deposit and loan products partnered with exceptional customer service.

All Pennsylvania credit unions – federal and state chartered – are federally-insured by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the United States government.  Members' savings are insured up to a total of $250,000. The NCUA Insurance Call Center, operating from 8:00 a.m. to 6:30 p.m. (EDT) Monday through Friday, has insurance experts available to answer questions about the coverage provided by NCUA share insurance. The toll-free Insurance Call Center number is 800-755-1030, ext. 1, or log onto the web and calculate your individual and family insurance coverage at http://webapps.ncua.gov.ins/.  You can also visit NCUA's web site for our credit union's latest statistics at  http://webapps.ncua.gov/cgi-bin/cudataexpanded.exe.  

CGH Federal Credit Union has been serving its members for over forty years and looks forward to your continued support. Customer service remains an important hallmark of our organization so please let me know about your experiences.  

Best Wishes,

Jason M. Petrella, CEO

 

 

CREDIT UNION STABILIZATION -- Posted on Tuesday, March 17 2009

 

To: Members of CGH Federal Credit Union

From: The National Credit Union Administration Board

Subj: Credit Union Stabilization

On January 28, 2009, the Board of the National Credit Union Administration(NCUA) acted to stabilize a part of the credit union system that is under stress due to the dislocations in the mortgage market. These actions resulted in all federally insured credit unions being required to write-off a portion of their deposit in the National Credit Union Share Insurance Fund (NCUSIF), and the assessment of a premium in order to maintain a robust and strong federal insurance fund for credit union members.

NCUA is committed to protecting your funds in a federally insured credit union, and will continue to take all steps necessary to preserve a safe and sound credit union industry.

These difficult economic times are affecting all financial institutions, including credit unions, particularly in the area of earnings. Your credit union has information available that will clearly detail the impact that the insurance assessment may have had on your credit union's earnings. It will enable you, as a member-owner, to get a better picture of the financial condition of your credit union.

It is important to remember that your funds in a NCUSIF-insured credit union are backed

by the full faith and credit of the United States Government, up to at least $250,000 per account.

If you have questions, please talk to your credit union or visit the NCUA website at www.ncua.gov.

 

 

 

EMAIL SCAM -- Posted on Monday, March 9 2009

If you receive an email stating that your card has been compromised
and to call a number listed in the email...DO NOT REPLY!!!!!!!! 
Also, look carefully at the email address as CGH FCU will only use creditunion@cghfcu.org.
Call CGH FCU at 724-594-1028 or 724-224-1441 if you have
any questions regarding a questionable email.

 

 

 

NEW SURCHARGE FREE ATM'S AT 7-11 -- Posted on Thursday, September 18 2008

 

 

 

WE WILL BE CLOSED ..... -- Posted on Monday, November 26 2007

Your credit union will be closed the following dates:

2010 Holiday Closings

September 6 - Labor Day

October 11 - Columbus Day

November 11 - Veteran's Day

November 25 - Thanksgiving Day

December 24 - Christmas Eve - close early

December 25 - Christmas Day - Saturday

December 31 - New Year's Eve - close early

 

 

INSURANCE PRODUCTS available through CGH -- Posted on Wednesday, June 27 2007

Tired of paying too much for your car and homeowners insurance?  Looking for Term or Whole Life Insurance to fit your needs?  How about Accident Insurance or Long Term Care insurance?  We have insurance products that will fit your needs while saving you BIG BUCKS!  You can click on this link: http://members.cunamutual.com/h2/insurance.aspx?SITE=03713776 or go to our web site at: www.cghfcu.org and click on "Services" and then "On-Line Insurance Quotes".  You will then have the option to select the type of insurance you are looking for and get a quote and/or locate an agent. 

We hope that you (our credit union member) find this information to be helpful to your needs and lifestyle.

 

 

 

 

Credit union national EMERGENCY INFORMATION SYSTEM -- Posted on Thursday, September 28 2006

C G H Federal Credit Union has been working hard to prepare for possible disasters that could affect conducting of credit union business.  We have added our 24 hour toll-free audio response phone number in the "Contact" area for member convenience.  The audio response service will only be available to members that have signed an agreement and requested this service.

We encourage all members to sign up for home banking, bill payment and audio response services to help you conduct your business in any circumstance.  All services are FREE to you, our member!

 

 

 

Get GOOD GRADES in school and get your REWARD -- Posted on Tuesday, August 22 2006

FOR EVERY CHILD 18 & UNDER THAT HAS A CGH SHARE SAVINGS ACCOUNT,  WE WILL PAY $1 FOR EVERY "A" EARNED IN THE GRADING PERIOD ON YOUR REPORT CARD.  IN MATH, ENGLISH, READING,SCIENCE, HISTORY, LANGUAGE IN HIGH SCHOOL GRADES.  JUST BRING IN YOUR REPORT CARD AND WE WILL DEPOSIT $1 PER "A" INTO YOUR SHARE ACCOUNT.

WE WANT TO CELEBRATE OUR YOUTH MEMBERS EDUCATIONAL SUCCESS WITH A CASH REWARD AND DOING WELL IN SCHOOL CAN LEAD TO IMPROVING YOUR FUTURE.

 

 

 

Get A Free Copy Of Your Credit Report! -- Posted on Thursday, September 1 2005

Free Annual Credit Reports Began September 1, 2005

Pennsylvanians and residents of 13 eastern states, Puerto Rico, and all U.S. territories, can obtain a free copy of their credit report from one of the three credit reporting agencies under the new federal Fair and Accurate Credit Transaction Act (FACT Act). Congress passed FACTA in December 2003 and the regional rollout began on the west coast last December.

 

Pennsylvania Secretary of Banking Bill Schenck encouraged citizens to request a copy of their credit report. “The U.S. Public Interest Research Group says one in four credit reports surveyed contained serious errors that could result in the denial of credit, employment, or insurance,” said Schenck. “It’s essential for all Pennsylvanians to regularly review their credit report to make sure it’s accurate and to guard against identity theft. Errors or undetected fraud can negatively impact a consumer’s access to loans and the interest rate they are charged.”

 

The new law permits consumers to receive one free credit report per year from Equifax, TransUnion, and Experian. The goal is to prevent such theft, resolve consumer credit disputes, and improve the accuracy of consumer credit reports. According to the Federal Trade Commission, more than 7,500 Pennsylvanians were victims of identity theft last year.

 

Consumers are urged to be wary of companies with similar sounding names that may require a purchase in exchange for the free credit report or ones that make offers to repair damaged credit. If consumers are not certain a credit-reporting agency is legitimate, or they believe they are a victim of identity theft, they should contact the FTC at www.ftc.gov.

 

Free reports may be requested online at www.annualcreditreport.com or call toll-free, 877-322-8228. Consumers may also send a request by mail to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

 

 

 

Opt Out of unwanted phone calls, credit card offers, and prescreened solicitations -- Posted on Tuesday, May 17 2005

Stop those dinnertime phone calls permanently by logging on to www.donotcall.gov and entering your home phone number or by calling 1-888-382-1222. 

You can also stop all the credit card offers that you get in the mail by logging on to www.optoutprescreen.com or by calling 1-888-567-8688.  You can choose to opt out permanently or for 5 years.  

Opt-out Notice Rule Takes Effect August 1
Beginning August 1, 2005, financial institutions and other companies that send “prescreened” solicitations of credit or insurance to consumers will be required to provide simple and easy-to-understand notices that explain consumers’ right to opt-out of receiving future offers. The FTC, as required by FACTA, issued a Final Rule on January 31, 2005, which specified the format, type size, and manner for these opt-out notices.

 

If consumers decide that they don’t want to receive prescreened offers of credit and insurance, there are two choices: (1) opt-out of receiving them for five years; or (2) opt-out of receiving them permanently. Consumers can call toll-free 1-888-5-OPTOUT (1-888-567-8688) or visit www.optoutprescreen.com for details. The telephone number and Web site are operated by the major consumer reporting companies. When calling, or visiting the Web site, consumers will be asked to provide certain personal information, including home telephone number, name, Social Security Number, and date of birth. The information provided is confidential and will be used only to process the request to opt-out.

 

 

 

Free Checking -- Posted on Monday, April 18 2005

 

Are you tired of being offered free checking and finding out that there are catches to the offer?  At CGH Federal Credit Union we offer you free checking and we mean it!  Open a CGH FCU checking account and get:

     NO minimum balance requirement

     NO per check charge

     NO service charge fees

     FREE 1st box of checks

     FREE ATM's across the United States in the CU$ network & the Allpoint network.......and did you know???.....all Sheetz machines are now free!

     FREE Visa Check Card

     FREE internet Home Banking, E-Statements, and Bill Payment

     FREE 24 hour phone teller access

     FREE Direct Deposit and Payroll Deduction

     FREE copies of cancelled checks via home banking (written by member & from bill payment)

If you overdraw your account, the credit union will transfer any available money in regular shares (1) for a $5.00 fee per overdraft item. 

 

 

WE WELCOME NEW COMPANIES TO OUR MEMBERSHIP -- Posted on Saturday, April 16 2005

We have been asked "How can someone join CGH Federal Credit Union?".  Membership can only be obtained through a company that has joined or wishes to join the credit union. 

To see if you are eligible to join our credit union, select the "Services" option to the left of this message.  Next, click on the option to "Apply for Membership".  At the bottom of the application, it is explained that you must be eligible to join and you can click on the link to view the companies that have already joined our credit union.  These employers have added a great perk to their benefit package just by joining the credit union.

If you work for one of the companies that have joined CGH Federal Credit Union, then you, your immediate family members, and anyone living in your household are eligible to join the credit union. If your employer is not a member of a credit union, ask them to join CGH Federal Credit Union so that you can join and use our services.  The cost to an employer to join is FREE!  Once they join, each employee has the option to join. 

Employers that wish to join are required to request membership to the credit union on company letterhead.  They need to make the request, state the distance that they are located from one of our two offices, and they should state the number of employees that they currently have employed.  Submit your request by mail, fax, or in person.  You will be notified when you request has been approved.  At that time, all employees, immediate family members (parents, grandparents, children, grandchildren, brothers, sisters, spouse, and parents of the spouse), and members of the same household are eligible to take advantage of our great services!

Come and join us!  Why shouldn't you?

 

 

 

Don't Wait For The Next Disaster To Plan -- Posted on Wednesday, October 27 2004

CGH Federal Credit Union wants to help Americans minimize the financial impact of a natural disaster or national emergency.  A free "Emergency Financial First Aid Kit" is available to offer users identify and organize key financial records and serves as a quick reference to their most important financial documents.  The Emergency Financial First Aid Kit is available at the credit union office or log on to the National Credit Union Administration web site at http://www.ncua.gov/Publications/brochures/EmergencyFinancialFirstAidKit.pdf

 

 

 

Report Lost OR Stolen VISA Debit Check Card -- Posted on Wednesday, May 19 2004

IF YOU HAVE A CGH FEDERAL CREDIT UNION VISA CHECK CARD THAT HAS BEEN LOST OR STOLEN, PLEASE CALL 1-800-264-5578,

 

 

 

 

 

Identity Theft & Computer Security Tips!!!!!! -- Posted on Thursday, January 29 2004

If you receive an e-mail from CGH Federal Credit Union requesting financial information or any other personal or sensitive data:

  • Treat the e-mail with suspicion.
  • Do not reply to the e-mail or respond by clicking on a link within the e-mail message.  CGH Federal Credit Union will never ask you to provide any kind of confidential or financial details via an e-mail request.
  • Contact CGH Federal Credit Union as soon as possible to report the suspicious e-mail.  You can reach us by selecting the link "Contact" on our web site or by calling us at 724-594-1028.

 

ID Theft Checklist

The following suggestions are offered to help educate our members to help in the prevention of becoming a victim of identity theft and to educate our members of what they should do if they become a victim of identity theft.

PREVENTION

  • Review credit reports annually
  • Shred confidential documents
  • Review all account statements promptly
  • Use secure mailboxes to send and receive mail
  • Use caution when asked for personal information over the phone or internet
  • Be aware of current scam tactics such as "phishing" and "spoofing"
  • Never follow a link provided in an email to check out an erroneous charge on your debit or credit card.  Instead log on to your on-line account through your normal method to look up a charge or call your account's customer service number to investigate the problem.
  • Legitimate instituitons will never send you an email to update sensitive financial information online.  Call the institutions fraud department if you suspect wrongdoing with your account, your debit or credit card.
  • If you are asked about or think that you might be a victim of a particular phishing scam,  you can check the following website to see if it has been reported before and how you can tell if it is legitimate: http://www.antiphishing.org/phishing_archive.html.  (underscore between phishing and archive)  You'll notice that most of the schemes are targeted towards customers of very familar banks, on-line stores, and payment services, including Citibank, US Bank, PayPal, eBay, and Amazon.com.
  • You can contact the National Fraud Information Center by visiting www.fraud.org or by calling 800-876-7060.  A "fraud alert" can also be put on your credit report by visiting www.consumer.gov/idtheft or by calling 877-438-4338.

IF YOU BECOME A VICTIM

  • Place fraud alerts with the three credit bureaus (Experian, Trans Union, & Equifax)
  • Check your credit reports
  • Review your accounts, use a standard affidavit to report disputes
  • Close accounts that have been tampered with or opened fraudulently
  • File a police report (and keep a copy of the report for yourself)
  • File a complaint with the FTC

For more information on identity theft and to download an affidavit along with the instructions......click on this link http://www.consumer.gov/idtheft/.

To download a free informational brochure, visit the link http://www.ncua.gov/Publications/brochures/IdentityTheft and click on "You Can Fight Identity Theft".  The brochure is a PDF document that you can print out in color.  It provides the answers to what you will need to do if you become a victim, how to protect yourself, and how you can fight identity theft.

NEVER SAVE YOUR PASSWORD TO YOUR DESKTOP.

Saving your password to your desktop may seem like a timesaver but it allows others to access your personal information without your permission.

HOW PERSONAL IS YOUR PASSWORD?

Avoid using passwords that are relevant to your personal situation or are common words.  Do not use passwords with your phone number, date of birth, or social security number.  Creat passwords that contain letters and numbers that cannot be easily attributed to you.  Change your password every 60 days or as often as you feel comfortable.  Keep in mind that the longer the password, the harder it is to break it.  Also use a combination of upper and lower case letters and numbers.

DON'T OPEN EMAIL FROM UNKNOWN SOURCES.

"Phishing" emails are those sent to your email address by cyber criminals who wish to steal your personal information.  Be wary of any email that asks for your PIN numbers, passwords or credit or debit card information.  Keep in mind that an organization will never ask you for this information via e-mail.  Even though these letters often include the real registered logos of legitimate companies that you may already do business with or link to what appears to be the company's website, be aware that these sites are fraudulent "Spoof" websites that are designed only to capture your information for fraudulent purposes.  Most "phishing" emails do not even address you by your proper name because they are "blanket" emails sent out en masse to thousands of potential targets.

READ BETWEEN THE LINES!

Emails do not have boundaries.  You may be the recipient of a fraudulent email from any country in the world.  Pay close attention to the finer details of any emails that you receive.  Are there typographical errors or unusual grammatical mistakes within the letter?  Is there a hyperlink in the email that dirests you to a website address that also bears noticeable erros in language and grammar?  Use extreme caution.  Do not input your personal information until you verify the website with your financial institution.

Homeland Security is making available a series of information products targeted for home users and technical experts in businesses and government agencies.  These e-mail products will provide timely information on computer security vulnerabilities, potential impacts and action required to mitigate threats, as well as PC security "best practices" and "how to" guidance. 

The National Cyber Alert System provides timely information about current and emerging threats and vulnerabilities as well as advice about protecting your compputer and networks.  The new National Cyber Alert System security suite of products includes:

  • Cyber Security Tips: Targeted at non-technical home and corporate computer users, the bi-weekly Tips provide information on best computer security and "how-to" information. How to Access: Sign up at http://www.us-cert.gov/cas/tips/index.html
  • Security Bulletins: Targeted at technical audiences, these bulletins provide bi-weekly summaries of security issues, new vulnerabilities, potential impacts, patches and work-arounds, as well as actions required to mitigate risk. How to Access: Sign up at www.us-cert.gov
  • Security Alerts: Available in two forms--regular for non-technical users and advanced for technical users--Cyber Security Alerts provide real-time information about security issues, vulnerabilities, and exploits currently occurring. Alerts encourage all users to take rapid action. How to Access: Sign up at http://www.us-cert.gov/cas/alerts/index.html

 


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